To assist with the application process and to help us to get your home loan approved, you will need to provide the following information as proof of your financial details.

Income

•  Last 3 pay slips OR a letter from your employer on company letterhead confirming your current salary, terms of employment and commencement date.

•  Your last financial years group certificate or full tax returns. If you're self employed you may require your last 3 years tax returns.

•  Confirmation of any other income you receive.

Please note if applying for a Low Documentation loan you may not have to provide all of the above.

Deposit or Equity

•  Your last 6 months consecutive bank account statements showing savings if any.

•  If you are refinancing you will require your most recent rates notice.

•  If you own shares a copy of your statement of holding.

Commitments and Liabilities

•  Last 12 months home loan statements if any.

•  Last 6 months personal loan or car loan statements if any.

•  Last 3 months credit card or store cards statements if any.

•  Confirmation any other liabilities.

Your Identity

•  Drivers licence and birth certificate or passport.

•  One of the above and 3 other types of identification i.e ATM card, credit card Medicare and private health cards.

If you are purchasing

•  Copy of purchase contract.

Please note your lender will also require your home is insured. You must provide a certificate of currency for your home insurance noting your lender as having a financial interest.